• About
    Us
    • Our Insurance Carriers
    • About The Group Insurance Agency
  • Auto, Home &
    Personal Insurance
    • Auto Insurance
    • Boat & Marine Insurance
    • Condominium Insurance
    • Flood Insurance
    • High Net Worth Coverage
    • Homeowners Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • – View All Personal
  • Business
    Insurance
    • Business Interruption Insurance
    • Business Owners Package Insurance
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Hotel & Motel Hospitality Insurance
    • Professional Liability (E&O) Insurance
    • Surety Bonds
    • Workers’ Compensation Insurance
    • – View All Business
  • Life
    Insurance
    • Individual Life Insurance
    • Final Expense Insurance
    • – View All Life Insurance
  • Policy
    Service Center
    • Online Billing & Payments
    • File A Claim
    • Certificate of Insurance Request
    • Policy Change Request Form
    • Auto ID Card Request Form
    • Insurance Resources
    • – View All Policy Service Center
  • Contact
    Us
    • Springfield Office
    • Secure Contact Form
  • Insurance
    Blog

The Group Insurance Agency, Springfield

Insuring Springfield And
All of Illinois
Call (217) 787-7447

Home > Insurance Blog > How to Handle Being Hit While Parked

How to Handle Being Hit While Parked

Posted by The Group Insurance Agency on October 3, 2016

auto insurance basics

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure or at the local shopping mall. Often the guilty party does not leave contact information which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure about the details of their auto insurance coverage.

Locating Witnesses & Documenting the Accident

It may be that there are witnesses who are able to provide some details concerning the make and model of the vehicle who damaged your vehicle, and possibly the license plate number. These witnesses may be asked to give a statement on what they observed, so it is important to get their contact details even when they can provide no specific information. At least they will be able to verify that your vehicle was hit by another driver that then left the scene.

Take photos of the damage and the surrounding area showing clearly where you were parked and including identifying signs where possible. Also make a note of the time you noticed that your vehicle had sustained damage.

For vehicles parked on the street, knocking on doors or speaking to people in the adjoining businesses may provide useful information on the make, model or even the license number of the vehicle.

Security or closed circuit TV cameras in the area may be directed at the area where the hit and run occurred and if so, copies of the footage can be obtained. This is also a good strategy for vehicles hit in a parking structure or in the parking lot of a shopping mall as there. A police report should be made as soon as possible with or without any witness information.

Your Auto Insurance Coverage for Hit and Run Accidents

Coming out of a movie or a grocery store only to find your vehicle has been damaged is upsetting, particularly when there is no way of identifying the offending driver. This is why The Group Insurance Agency takes great care to recommend the correct type and amount of auto insurance coverage necessary to protect against this type of accident. Depending on the circumstances, underinsured motorist coverage or your collision coverage may be accessed to cover your losses.

Protect your Investment – Arrange a Policy Review

Having the right types and levels of coverage for your car insurance provides peace of mind that any damage to your vehicle will be covered, so you can get back on the road again. It is recommended that a policy review be done each year at renewal so that any needed increases or decreases of coverage can be put in place.
Our agents are always happy to meet with our friends and neighbors in Springfield to review a current auto insurance policy, and to make recommendations when we see gaps in coverage.

The laws in Illinois concerning car insurance may change every year. We are always on the alert when new legislation is passed and take pride in keeping our clients vehicles fully protected against losses associated with any situation, including hit and run drivers.

Filed Under: Auto Insurance, Car Insurance, Insurance Agent Tagged With: Illinois, Insurance Agent, Springfield

Insurance Quotes

  • This field is for validation purposes and should be left unchanged.

ABOUT US

  • About Us
  • Our Insurance Carriers

INSURANCE

  • Auto, Home, & Personal Insurance
  • Business Insurance
  • Life Insurance

POLICY SERVICE

  • Policy Service Center
  • File A Claim
  • Online Billing & Payments
  • Policy Change Request

CONTACT US

  • The Group Insurance Agency
    • 7006 Kings Mill Court
    • Springfield, Illinois 62711
  • Phone: (217) 787-7447
  • Fax: (217) 787-7427
7006 Kings Mill Court, , Springfield, Illinois 62711
The Group Insurance Agency Provides Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance to All of Illinois, Including Springfield, Chatham, Riverton, Rochester, Decatur, and Peoria.
© Copyright 2018, The Group Insurance Agency | Privacy Statement | Login
BrightFireWebsites for Insurance